Deposit Amount Fluctuation Calculator

This calculator determines the difference in the monthly bond repayment and total interest over the bond period as a result of using two different initial deposit amounts.

The saving in interest accrues over the entire bond period and an average inflation rate is therefore used to discount the interest saving to its present value.

The calculator is useful when the property buyer has funds available and needs to decide on the amount to be used as a deposit. Decisions such as these will largely depend on the alternative investment opportunities which are available and the risk associated with these opportunities.

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